Calculators

Calculators with the formula shown

Age, EMI and SIP arithmetic, computed locally with documented assumptions. No account, no personal data, no hidden model.

What they deliberately do not do

No credit scoring, eligibility checks or rate offers.
No investment recommendations or fund comparisons.
No storing of amounts, dates or income in analytics.

Calculator questions

Are the formulas disclosed?

Yes. Each page states its formula and rounding rules. The EMI page shows total interest computed from the unrounded instalment, and the SIP page states whether contributions are assumed at the start or end of the month.

Do you store what I type?

No. Calculations run in the page and nothing is submitted anywhere.

Are these financial or legal advice?

No. They are arithmetic tools. Lenders, schemes and tax rules have details these calculators do not model.